Every Coverage.
One Portfolio MGA.
Your Clients.
Entertainment insurance is fragmented — five carriers for one client, separate submissions for every line, and no one coordinating the program as a whole.
Matterhorn fixes that. GL, WC, Occupational Accident, E&O, Equipment, Event Cancellation — accessed through one portfolio MGA, designed alongside your team, and embedded into the way you write entertainment business.
Full Coverage Access
For Entertainment
Embedding
Specialist
A Portfolio MGA — Built for Entertainment.
Most brokers piece together entertainment programs across multiple carriers, each with separate submissions, separate renewals, and separate claims processes. Matterhorn consolidates every coverage your specialty entertainment clients need into one portfolio MGA — one relationship, one submission, one coordinated program. Access GL, WC, Occupational Accident, E&O, Equipment, Event Cancellation, and specialty lines through a single platform, with a dedicated entertainment specialist who understands the risk.
One Submission
Submit the risk once. We place every line — GL, WC, OA, E&O, Equipment, Event Cancellation — through curated carrier relationships built for entertainment.
IC Protection First
The 1099 workforce in entertainment has no employer-provided work-injury coverage. Our Occupational Accident program fills that gap — a first-of-its-kind offering for entertainment ICs.
High-Risk Specialization
Adventure media, extreme sport filming, pyrotechnics, aerial cinematography, underwater production — we underwrite the exposures that generic entertainment programs decline.
ICs. Organizations. High-Risk Media.
We work with the independent contractors who power entertainment, the organizations and brands that produce it, and the high-risk and adventure media teams that push the boundaries of what's possible on screen. Our IC Occupational Accident program is one of a kind — purpose-built to protect the 1099 model in entertainment and keep production moving.
"Freelance camera operators, stunt performers, pyrotechnicians, riggers, lighting technicians, sound engineers, production assistants, and specialty crew — the 1099 workforce that makes production happen. They carry personal risk on every set, every event, and every shoot with no employer-provided work-injury coverage. Matterhorn brings a one-of-a-kind Occupational Accident program purpose-built to protect the IC model in entertainment."
- →Stunt performers & coordinators
- →Pyrotechnicians & SFX crew
- →Camera operators & grip/electric
- →Freelance production staff
For Entertainment
The 1099 workforce in entertainment — stunt performers, freelance crew, pyrotechnicians, camera operators — carries personal risk on every job with no employer-provided work-injury coverage. Matterhorn's Occupational Accident program is purpose-built for entertainment ICs: accident medical, accident disability, and AD&D benefits that protect the IC model and keep production staffed.
Every Line. One Program.
Access the full entertainment coverage stack through a single portfolio MGA — no more piecing together five carriers for one client. One submission, coordinated placement, and a unified program from bind to renewal.
General Liability
GLPremises and operations coverage for production companies, event promoters, and entertainment businesses. Protects against third-party bodily injury, property damage, and the operational exposures that come with every set, stage, and venue.
- 01.Up to $5M per occurrence
- 02.Excess General Liability available
- 03.Additional insured endorsements
- 04.Venue & location compliance
Every Rotor. Every Payload.
One Drone Program.
Drone risk is the most fragmented placement in entertainment. Operators carry six-figure cinema rigs alongside FPV freestyle quads, fly Operations Over People at one event and BVLOS pipeline patrols the next, and most standard markets either decline the submission or sub-limit the hull into uselessness. We built a program that doesn't.
Hull, third-party liability, scheduled payloads, premises and personal injury — written under one program, designed by underwriters who know the difference between a Mavic 3 and an Alta X with a Ronin 4D underneath. Per-shoot, annual, or hybrid. Every operator class. Every category.
RED Komodo · Ronin Gimbal
Six operator profiles. One underwriting team that knows the difference.
Cinema & Aerial Production
Heavy-lift octocopters carrying RED, ARRI, and full-frame cinema rigs on Ronin gimbals. Six-figure airframes, six-figure payloads, and one mistake that ends a production day. The exposure is the aircraft, the gimbal, the camera, the lens — and the third-party damage if any of it comes down on a set.
- Hull values $25K–$500K+
- Scheduled cinema payloads
- Per-shoot or annual hull
- Production add-ons
Why drone risk gets declined. And how we wrote a program around it.
- ×Carriers exclude or sub-limit aviation
Most package and BOP markets carve drone exposure out entirely or cap hull at $5K — meaningless against a $185K cinema rig.
- ×FPV and Cat 2–4 trigger declines
FPV, Operations Over People, and BVLOS waivers show up in the application and the file gets returned the same day.
- ×Custom rigs aren't on rate sheets
Modified airframes, third-party gimbals, and aftermarket payloads don't fit standard underwriting tables — they get rejected, not priced.
- ×Per-shoot vs annual mismatch
Producers need short-term, project-specific binders. Standard aviation programs only sell annual policies and refuse to bind under 30 days.
- ×Multi-state, multi-FAA-region operations
Operators flying nationally and internationally need territory and waiver-aware underwriting that standard markets aren't structured to provide.
- ✓Aviation-specialist underwriting
Our drone book is underwritten by aviation specialists — not package generalists. Hull, liability, payload, and premises priced as one program.
- ✓FPV, OOP, and BVLOS welcomed
Cat 1–4 Operations Over People, FPV freestyle, BVLOS waivered ops, and night flight all sit inside the program — not outside it.
- ✓Scheduled custom rigs & payloads
List the airframe, the gimbal, the camera, the lens. We schedule custom-built and modified rigs at agreed value with replacement-cost language.
- ✓Per-shoot, monthly, annual
Short-term project binders for film and event work, monthly programs for active operators, and annual policies for fleets — same underwriter, same program.
- ✓National territory, multi-region waivers
We write across the U.S. with international endorsements available, and we coordinate with operator waivers (107.39, 107.51) on the file.
Tell us about your operation. We'll come back with a program.
Eight fields. Two business days. Our drone underwriting team will review your operation profile and respond with a coverage outline and indication.
Build With Us. Bolt On the IC Program.
Whether you're building a new entertainment program from scratch or adding the IC Occupational Accident offering as a bolt-on to your existing entertainment block — Matterhorn gives you the coverages, the technology, and the specialist support to grow your entertainment practice without building new infrastructure.
"Work directly with our entertainment specialists to design coverage programs tailored to your clients' operations — whether it's a production company running 20 shoots a year, a touring operation crossing 30 states, or a brand-activation firm producing experiential events. We don't hand you a rate card. We sit down, understand the risk, and architect the program together."
- →Dedicated entertainment specialist
- →Custom program architecture
- →Risk-specific underwriting
- →Collaborative program design
Add the IC Occ/Acc program to your current entertainment placement — new revenue, zero build.
Work with our specialists to architect a full entertainment program tailored to your clients.
API-driven quoting, instant COIs, and production-schedule-aware policy management in your workflow.
Your Entertainment Clients Deserve One Program.
Broker building an entertainment practice, production company formalizing IC coverage, or media firm looking for a portfolio solution — connect with our entertainment specialist and let's design the right program for your clients.
Special Events, Done Right.
One-off special events, festivals, venues, productions — book a quick call and we'll tell you what we can write, what we'd need, and how fast.
We listen first — sector, size, prior carriers, what's pushing the deal forward.
Markets we'd approach, expected pricing band, data we'd need to bind.
A clear path: who quotes, what to gather, who follows up — no fluff, no commitment.