Your Specialty
Sports Insurance
Consultants.
Our team of sports specialists partner with brokers to design, manage, and distribute insurance programs across every level of play. From youth leagues to professional organizations, gain access to curated markets and AI-driven technology purpose-built for sports risk.
One portfolio suite for every sport — one central touchpoint for your book.
We act as the portfolio suite of sports coverages — so brokers and their clients have one central touchpoint for every coverage requirement across the sports lifecycle. Just like on the home side of the house, we work directly with brokers to design, build, and manage sports risk programs end-to-end.
We've simplified a fragmented category into something a broker can actually quote, place, and grow against.
Leagues, clubs, schools, and tournaments where play is structured and exposure is recurring — from local rec leagues to NCAA programs.
- Organizations
- Events
- Facilities & Venues
- Equipment & Gear
- Players
- Staff & Volunteers
Higher-severity placements where roster mechanics, A&M limits, and catastrophic injury coverage have to be designed deliberately.
- Organizations
- Events
- Facilities & Venues
- Equipment & Gear
- Players
- Staff & Volunteers
Wilderness, water, motor, and altitude exposures with guide liability, participant accident, evac, and equipment all in one program.
- Organizations
- Events
- Facilities & Venues
- Equipment & Gear
- Players
- Staff & Volunteers
One application. Every coverage line.
Brokers access bundled programs where clients apply once for the full set of coverages they actually need — through a single portfolio suite of products. We then leverage technology to design, deliver, and manage those programs digitally end-to-end.
Risk management built by sport insiders.
We partner with industry ambassadors — current and former operators inside each sport — to design and manage the risk-management systems that sit alongside the policy. Their playbooks help transfer the right exposures and actively mitigate program losses before they hit a claim file.
Bring sports to your existing book.
Plug Matterhorn into the book you already run. Bolt on the sports programs your clients actually need — sized to the lines you already write — and we'll handle the design, distribution, and ongoing management so you can grow the category without rebuilding your stack.
Ready to bolt the sports portfolio onto your book? Walk us through your existing clients and we'll show you which programs map directly to them.
Walk My Book Through ItEvery sport. Every coverage.
Every level of play.
One specialty MGA/MGU covering the entire sports ecosystem — Traditional, Contact and Adventure sport, six coverage lines deep, from youth rec through professional play, licensed across all 50 states.
Traditional sport, covered end-to-end.
Court, field, ice, water, track and form — programs from rec leagues through professional play, placed with admitted-market depth.
Traditional
Every league. Every level. Every season.
Court, field, ice, water, track and form — the full breadth of organized non-contact sport from rec through professional play.
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Contact sport, underwritten with respect.
Tackle, grapple, strike — placed by people who recognize what the body actually goes through and what the program actually needs.
Contact
High-intensity sports placed with respect.
Tackle, grapple, strike — full-contact sport underwritten by people who recognize what the body actually goes through and what the program actually needs.
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Adventure operations, structured right.
Backcountry, big water, open air and motorized terrain — placed through specialty surplus markets when standard carriers won't quote.
Adventure
The world's edge cases, underwritten right.
Backcountry, big water, open air, and motorized terrain. We place the operations most carriers won't even quote — guided right, structured right.
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Medical, accident and catastrophic-grade injury coverage built for athletes.
The full liability stack — premises, operations, organizational and excess.
On-water, in-transit and waterfront-operations coverage.
Team, athlete, and event travel — domestic and international.
Hard-to-place and high-limit specialty risks bound through E&S markets.
Captives, group programs and structured risk-transfer for scale.
Youth
Where the next generation plays.
Recreational leagues, camps, academies, and travel teams that need rock-solid abuse & molestation, participant accident, and general liability — placed by people who actually understand youth-org exposure.
Admitted and surplus line authority across all 50 states — one MGA/MGU for every sports placement, no matter the geography.
From handshake to bound sports risk.
Matterhorn is the broker's path to the sports market. Get appointed in days, not quarters — then quote, bind, and service traditional, contact, and adventure sports through one desk with the carriers and programs you don't get on your own.
Apply for Appointment
Submit a broker application — your agency profile, lines of business, and the sports books you want to write. Most appointment decisions are returned in 1–2 business days.
Onboarding & Console Access
Once appointed you receive broker console credentials, your dedicated sports underwriter introduction, agency code, and a 20-minute walkthrough of the sports markets, forms, and rate desks.
Quote the Sports Market
Send risks straight through the console — youth, adult, collegiate, semi-pro, traditional, contact, adventure. Our team places into Matterhorn programs and outside markets where it serves you better.
Bind, Service & Renew
Bind, issue, endorse, certify, and renew through one team. Brokers stay broker-of-record; we handle the carrier-side mechanics, mid-term service, and renewal marketing on every account.
An appointment that actually opens doors.
Sports brokers spend years trying to assemble the markets Matterhorn already has. Your appointment is the keyring.
- Sports market access
Direct lines into program carriers, MGAs, and surplus markets that don't appoint individual retail agencies for sports business.
- Dedicated sports underwriters
A named underwriter and producer pair on every appointment — same humans renewal after renewal.
- Broker tooling included
Submission AI, proposal studio, COI desk, and the custom client modules below — no per-seat fees, no upcharge.
- Marketing & co-branding
Co-branded sport-specific landing pages, league outreach kits, and channel campaigns we run alongside your team.
Sports products, designed and managed digitally.
Matterhorn builds the technology that brings sports programs to market — custom client modules, on-demand document generation, and marketing into the leagues, governing bodies, and tournament channels you can't buy your way into.
Custom client-facing modules, designed and managed by Matterhorn.
Plug-in tools that live inside your client's existing workflow — no separate logins for parents, coaches, or league admins. Each module ships co-branded with your agency.
Roster & Waiver Manager
Parents sign liability waivers and add participants from a phone in under 60 seconds. Rosters reconcile to the policy automatically — no spreadsheets, no missed adds.
Tournament COI Portal
Visiting teams self-issue Certificates of Insurance for each tournament weekend. Pre-approved templates, host-named additional insureds, instant PDF download.
Coach Background Check Hub
Centralized background-check workflow with status dashboards, expiration alerts, and audit trails — built to satisfy A&M underwriting requirements.
Camp Onboarding Wizard
Step-by-step camper intake: medical, dietary, emergency contacts, photo release, and waiver — branded to the camp, exported to the camp's existing software.
Participant Accident Claims Tracker
First-notice-of-loss form, medical bill upload, claim status portal, and EOB inbox. Your clients see the same data your service team does.
Insurance Card Generator
Branded digital insurance cards (Apple Wallet + Google Wallet) with policy number, dates, and a QR-verifiable proof-of-coverage URL.
Tell us the sports vertical you're chasing — we'll spec the modules, docs, and channels with you.
One program. Every coverage
the niche needs.
Each Spotlight Program is a pre-built bundle — every coverage the niche actually needs, assembled into a single bindable submission. No chasing six markets, no missing endorsements, no surprise gaps after the binder lands. Open a program to see exactly what's inside the bundle.
From the players to the pros who power the play.
One bindable bundle for the people on the field, the court, and on the deck — athletes and players, plus the independent professionals who teach, coach, train, guide, and officiate the sport. Personal accident, professional liability, general liability, equipment, and the wage-protection coverages independent contractors actually need — assembled around how sport professionals really work, in a single submission.
Players · Athletes · Coaches · Instructors · Guides · Trainers · Officials
- Occupational Accident
- AD&D
- Disability Income
- Professional Liability / E&O
- General Liability
- Participant Accident
- Equipment Floater
- Inland Marine
- Excess Medical
- Contingent Liability
- Hired & Non-Owned Auto
- Cyber Liability
Sharper takes,
straight from the underwriters.
Long-form articles, market briefings, and short-form videos from the Matterhorn sports desk — written for brokers building serious sports books.
Real results,
real brokers.
Three placements pulled straight from the Matterhorn sports desk. Open a card to see what the broker walked in with — and how the program landed.
A multi-state youth sports organization with 50,000+ participants faced fragmented coverage across regions, inconsistent pricing, and gaps in abuse/molestation protection.
Consolidated all regions under a single master program with standardized coverage, enhanced A&M limits, and centralized risk management protocols.
- Single master program across every region
- Enhanced abuse & molestation limits
- Centralized risk management & reporting
Game On.
Connect with our sports insurance team to discuss your coverage needs. From youth leagues to professional organizations, we've got you covered.
Sports & Rec, On The Same Page.
Whether it's a youth org, a pro athlete, or a paddlesports outfitter — fifteen minutes with our underwriting team will tell you exactly how we'd structure the program.
We listen first — sector, size, prior carriers, what's pushing the deal forward.
Markets we'd approach, expected pricing band, data we'd need to bind.
A clear path: who quotes, what to gather, who follows up — no fluff, no commitment.